Last updated: Friday, 17 October 2025
Welcome to Swift Digital Finance (SDF). By accessing or using our website https://digital.swiftcapital.mw/ or any of our digital financial services, you agree to comply with and be bound by these Terms of Use. Please read them carefully before using our platform.
1. Acceptance of Terms
By accessing or using this website, you confirm that you have read, understood, and agreed to these Terms of Use. If you do not agree, please do not use our website or services.
2. About Swift Digital Finance
Swift Digital Finance is a digital lending company registered in Malawi, established through a partnership between Swift Capital Holdings and DRS Capital. We provide financial products and services designed for individuals, merchants, and businesses across Malawi.
3. Eligibility
To use our services, you must:
- Be at least 18 years old;
- Be a Malawian citizen or legally operating business in Malawi;
- Provide accurate, complete, and verifiable personal or business information;
- Use our website and services in accordance with all applicable laws and regulations.
4. Use of Our Website
You agree to use this website only for lawful purposes. You may not:
- Attempt to gain unauthorized access to our systems or data;
- Use the website to distribute harmful software or engage in fraudulent activity;
- Copy, reproduce, or exploit any part of the site without written consent from Swift Digital Finance;
- Submit false or misleading information through any of our forms or applications.
5. Loan Applications and Financial Products
All loan applications made through our platform are subject to approval based on our internal assessment and verification procedures. Submitting an application does not guarantee approval or disbursement of funds.
Interest rates, fees, repayment terms, and eligibility criteria are clearly stated during the application process. Swift Digital Finance reserves the right to modify product terms at any time in line with business or regulatory requirements.
6. Accuracy of Information
While we strive to ensure that all information on our website is accurate and up to date, Swift Digital Finance does not guarantee that all content will always be complete, current, or error-free. We reserve the right to correct or update information without prior notice.
7. Intellectual Property
All content on this website — including text, graphics, logos, icons, product names, and software — is the property of Swift Digital Finance or its partners and is protected by copyright and trademark laws. Unauthorized use of any materials may violate intellectual property rights and result in legal action.
8. Data Privacy
Your use of our services is also governed by our Privacy Policy. By using this website, you consent to the collection and use of your data as described therein.
9. Limitation of Liability
Swift Digital Finance is not liable for any indirect, incidental, or consequential damages arising from your use or inability to use our website or services, including but not limited to data loss, system failures, or financial loss, even if we have been advised of the possibility of such damages.
We make no warranties or representations about the availability, reliability, or accuracy of the website and its content.
10. Third-Party Links
Our website may contain links to third-party websites. These links are provided for convenience only. Swift Digital Finance does not control or endorse any third-party content and is not responsible for their privacy practices or terms.
11. Service Modifications and Termination
We reserve the right to modify, suspend, or discontinue any part of our website or services at any time without prior notice. Swift Digital Finance shall not be held liable for any interruption or discontinuation of access.
12. Governing Law and Jurisdiction
These Terms of Use are governed by the laws of the Republic of Malawi. Any disputes arising from or related to these Terms shall be subject to the exclusive jurisdiction of the courts of Malawi.
13. Changes to These Terms
Swift Digital Finance may revise these Terms of Use at any time. Any updates will be posted on this page with an updated “Last Updated” date. Continued use of the website constitutes acceptance of the revised terms.
14. Contact Us
If you have any questions or concerns about these Terms of Use, please contact us:
Swift Digital Finance
2nd Floor, HTD Building, Ginnery Corner,
Blantyre, Malawi
📞 [Insert Phone Number]
✉️ info@swiftdigitalfinance.mw